:root{--navy:#07164d;--blue:#1235a6;--red:#e31d2b;--ink:#101828;--muted:#667085;--bg:#f5f7fb;--line:#e4e7ec;--white:#fff;--shadow:0 18px 45px rgba(7,22,77,.13)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.55}a{text-decoration:none;color:inherit}.wrap{width:min(1160px,92%);margin:auto}
.top{background:var(--navy);color:#fff;font-size:13px;font-weight:700}.top .wrap{display:flex;justify-content:space-between;padding:8px 0}
header{background:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{height:58px;max-width:250px;object-fit:contain}
nav{display:flex;gap:20px;align-items:center;font-size:14px;font-weight:800}nav a:hover{color:var(--blue)}.navbtn{background:var(--red);color:#fff;padding:12px 18px;border-radius:10px}
.hero{background:linear-gradient(120deg,#061447,#1235a6);color:#fff;padding:72px 0 65px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}
.kicker{font-size:13px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#cbd7ff}.hero h1{font-size:clamp(40px,5.4vw,68px);line-height:1;margin:10px 0 18px}.hero h1 span{color:#ff3947}.hero p{font-size:19px;color:#edf1ff;max-width:700px}
.pills{display:flex;flex-wrap:wrap;gap:9px;margin:24px 0}.pill{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.25);padding:8px 12px;border-radius:999px;font-weight:800;font-size:13px}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.btn{display:inline-block;padding:14px 21px;border-radius:11px;font-weight:900}.primary{background:var(--red);color:#fff}.light{background:#fff;color:var(--navy)}
.quote{background:#fff;color:var(--ink);border-radius:18px;padding:27px;box-shadow:var(--shadow)}.quote h2{margin:0 0 6px;font-size:25px}.quote p{font-size:14px;color:var(--muted);margin-top:0}.form{display:grid;gap:11px}.form input,.form select,.form textarea{width:100%;border:1px solid #d0d5dd;border-radius:9px;padding:12px;font:inherit}.form textarea{min-height:85px}.form button{border:0;cursor:pointer;font:inherit}
.section{padding:72px 0}.alt{background:var(--bg)}h2{font-size:clamp(28px,3vw,41px);line-height:1.1;margin:0 0 14px}h3{margin:0 0 7px}.lead{font-size:18px;color:var(--muted);max-width:800px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:28px}.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 5px 20px rgba(16,24,40,.05)}.icon{width:44px;height:44px;background:#eaf0ff;color:var(--blue);display:grid;place-items:center;border-radius:10px;font-weight:900;margin-bottom:14px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:30px}.step{background:#fff;border-radius:15px;padding:22px;border:1px solid var(--line)}.num{font-size:14px;font-weight:900;color:var(--red);margin-bottom:9px}
.area{columns:4;margin-top:25px}.area a{display:block;padding:5px 0;color:var(--blue);font-weight:700}
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin-top:25px}.trust div{padding:17px;background:#fff;border-radius:12px;border:1px solid var(--line);font-weight:800}.trust b{color:var(--blue)}
.cta{background:var(--navy);color:#fff;padding:45px 0}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:25px}.cta p{color:#dbe3ff;margin:5px 0}
.faq{max-width:850px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{font-weight:900;cursor:pointer}
footer{background:#040b2c;color:#dce4ff;padding:45px 0 25px}.foot{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:35px}.foot h3{color:#fff}.foot a{color:#fff}.fine{font-size:12px;color:#9ca9cb;margin-top:28px}
@media(max-width:850px){.hero-grid,.cards,.steps,.trust,.foot{grid-template-columns:1fr}.area{columns:2}nav a:not(.navbtn){display:none}.cta-inner{flex-direction:column;align-items:flex-start}}
@media(max-width:520px){.top .wrap{flex-direction:column;gap:2px}.logo{height:48px}.hero{padding:52px 0}.section{padding:52px 0}.area{columns:1}}